Owner Give-up: The vehicle owner arranges for the "theft", destruction or concealment of his vehicle in order to collect insurance. For example, the owner may give away or sell his vehicle to a known auto thief, with the understanding that the vehicle will either be VIN-switched and/or exported. The owner will allow several days or weeks to pass before he reports the vehicle stolen, so as to give the auto thief ample time to dispose of the vehicle. Possible reasons may be to avoid contractual fees on high mileage leased vehicles, or to receive kickbacks for handing over a rental vehicle.

Export Fraud: The vehicle owner arranges for his vehicle to be exported, then after some time he will make a false stolen report.